We Bought the House...For Our Dog!

Posted by Kylie Thompson on Feb 5, 2018 4:03:07 PM

 The final elements to our mortgage journey occurred in just ten days. On a Sunday evening, we placed an offer on the house we fell in love with after viewing eight homes. From that moment, the process moved quicker than we anticipated. Here’s how it all fell into place…  

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Topics: Mortgage, Living in Grand Rapids

Grand Rapids Homebuying #Goals: Shopping for a House... for Our Dog!

Posted by Kylie Thompson on Jan 10, 2018 10:33:33 AM

Oakley 3.jpg

 

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Topics: Mortgage, Living in Grand Rapids

Grand Rapids Homebuying #Goals: We're Getting a Pre-approval on a Mortgage...for our Dog!

Posted by Kylie Thompson on Dec 6, 2017 12:00:00 PM

The next step in this story is the quickest but also the most crucial to the home buying process… getting preapproved! We understand that the market is so competitive, so we wanted to show sellers, realtors, and the bank that Nick and I (and Oakley) were serious buyers. Our realtor needed us to get the preapproval before we could tour houses with her, and in this competitive market; we wouldn’t dare place an offer on a house without having the preapproval from ChoiceOne Bank.

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Topics: Mortgage

Grand Rapids Homebuying #Goals: We're Buying a House...For Our Dog!

Posted by Kylie Thompson on Nov 8, 2017 9:00:00 AM

Ever since my husband and I graduated from Grand Valley State University (GVSU) it was our dream to move into a high-rise downtown apartment in the heart of Grand Rapids. Shortly after we launched our careers, our dream became a reality.

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Topics: Mortgage

First Time Home Buyer Tips When Working with a Community Bank

Posted by Gary Hall on Oct 4, 2017 4:20:31 PM

ChoiceOne Bank, a community bank, provides financial services in ways that big national and regional banks cannot offer, especially with a first-time home mortgage. At ChoiceOne, our mortgage lenders live in the area, know the markets and are able to make all loan decisions locally.

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Topics: Mortgage

Mistakes to Avoid with Your First Mortgage

Posted by Gary Hall on Oct 4, 2017 4:09:40 PM

Making the move to buy your first home brings anxiety and challenges.  What can make the process smoother and reduce your concern is doing some upfront work when applying for a first mortgage. Some important first-time homebuyer’s tips, and steps to take on the road to homeownership include:

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Topics: Mortgage

7 First Time Homebuyer Tips That Give You the Power!

Posted by Gary Hall on Oct 4, 2017 3:44:49 PM

One of the most important steps you can take as a first-time homebuyer is to get a mortgage preapproval right away! In today’s competitive real estate market, there are fewer homes available for sale than there are buyers. This is called a sellers’ market which means more buyers are looking for homes with fewer choices. The power behind a preapproval lets the seller know you are serious and ready to go! Here are 7 homebuyer tips to help you jumpstart your mortgage process.

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Topics: Mortgage, Living in Grand Rapids

Four Ways to Avoid Common Loan Mistakes

Posted by Gary Hall on Jul 10, 2017 10:00:00 AM

When it’s time to start looking for your dream home, you must act quickly and smartly in our competitive real estate market today. Here are four ways to avoid common loan mistakes to keep you in the competitive game of buying a home!

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Topics: Mortgage

West Michigan Has Emerged as Michigan’s Economic Power House and Vacation Playground

Posted by Gary Hall on Jul 7, 2017 10:00:00 AM

Grand Rapids, Michigan’s second-largest city, has been at the center of strong economic growth in West Michigan, and it continues to show that growth will continue into the future according to the latest census date. The city is home to five of the world's leading office furniture companies and is nicknamed the Furniture City. But what is giving the city national notoriety is being named: “Beer City.”

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Topics: Mortgage, Living in Grand Rapids

When it Comes to Vacation Homes — West Michigan is Michigan’s Best Kept Secret

Posted by Gary Hall on Jun 29, 2017 10:00:00 AM

If you grew up in Michigan, you most likely went to a summer cottage on a lake in your childhood. Now, it’s a dream for many to own a vacation home. And most likely your first thought is northern Michigan. A great area for sure, but not the only one. West Michigan near Grand Rapids, but pushing west to northwest - out of the city -has some real gems worth finding.

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Topics: Mortgage