ChoiceOne Bank Announces Partnership with Autobooks

Posted by Adom Greenland on Jan 24, 2018 2:35:21 PM

ChoiceOne Bank continues to partner with Michigan fintech companies to offer innovative banking strategies to retail and business customers. ChoiceOne’s latest partnership is with Autobooks, a Michigan-based company with headquarters located in Detroit.

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ChoiceOne Bank Continues Expansion into Grand Rapids On Market Street

Posted by Adom Greenland on Jan 19, 2018 9:08:35 AM

ChoiceOne Bank is pleased to announce the continued expansion of their community bank franchise into West Michigan with a full-service branch office on Market Avenue in downtown Grand Rapids.

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Topics: Living in Grand Rapids

Grand Rapids Homebuying #Goals: Shopping for a House... for Our Dog!

Posted by Kylie Thompson on Jan 10, 2018 10:33:33 AM

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Topics: Mortgage, Living in Grand Rapids

Choosing Between a HELOC & a HEL

Posted by Gary Hall on Jan 3, 2018 11:31:00 AM

A major difference between home equity line of credit and home equity loan is how the money is distributed. They are both secured loans because your home is used as the collateral to back the loan. 

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Topics: Living in Grand Rapids, HELOC

When Leveraging Home Equity Makes Financial Sense

Posted by Gary Hall on Dec 29, 2017 1:34:00 PM

Leveraging home equity makes financial sense, when you do it for the right reasons. Using the equity in your home with a home equity loan or home equity line of credit can be a financial gain for you.  To determine a smart use of a home equity line of credit or home equity loan, do your research so your focus is on responsible borrowing.

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Topics: HELOC

When & How to Borrow From Your Home's Equity

Posted by Gary Hall on Dec 19, 2017 9:43:00 AM

The equity you build in your home stands as collateral for a home equity loan or line of credit and both are considered secured. The interest rates for a home equity are typically lower than a credit card, a type of loan that is unsecured. When looking at your home equity from a when and how perspective, let’s break this up a bit.

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Topics: HELOC

Add Value to Your Home with a HELOC

Posted by Gary Hall on Dec 15, 2017 4:04:00 PM

When it comes to making changes or doing upgrades to renovate your home, the best type of remodeling or renovation projects should be chosen because they add value to your home. Home improvement projects are a great way to boost the value of your home without having to spend a lot of cash. It is important to review your options and figure out the project that will provide you with the most value.  ChoiceOne Bank can guide you. We can help with your financing through a home equity line of credit.

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Topics: HELOC

Grand Rapids Homebuying #Goals: We're Getting a Pre-approval on a Mortgage...for our Dog!

Posted by Kylie Thompson on Dec 6, 2017 12:00:00 PM

The next step in this story is the quickest but also the most crucial to the home buying process… getting preapproved! We understand that the market is so competitive, so we wanted to show sellers, realtors, and the bank that Nick and I (and Oakley) were serious buyers. Our realtor needed us to get the preapproval before we could tour houses with her, and in this competitive market; we wouldn’t dare place an offer on a house without having the preapproval from ChoiceOne Bank.

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Topics: Mortgage

Grand Rapids Living: Popcorn and a Third Generation Family Business

Posted by Mike Burns on Nov 17, 2017 3:32:37 PM

My name is Mike Burns and I am the Sales Manager for Grand Rapids Popcorn Co. My brother Tony and I are the third generation of family members to work at Grand Rapids Popcorn Co. When ChoiceOne Bank contacted Grand Rapids Popcorn to create a guest blog post I was excited. A chance to share my company with many other business professionals is awesome!

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Topics: Commercial Loans

Grand Rapids Homebuying #Goals: We're Buying a House...For Our Dog!

Posted by Kylie Thompson on Nov 8, 2017 9:00:00 AM

Ever since my husband and I graduated from Grand Valley State University (GVSU) it was our dream to move into a high-rise downtown apartment in the heart of Grand Rapids. Shortly after we launched our careers, our dream became a reality.

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Topics: Mortgage