The next step in this story is the quickest but also the most crucial to the home buying process… getting preapproved! We understand that the market is so competitive, so we wanted to show sellers, realtors, and the bank that Nick and I (and Oakley) were serious buyers. Our realtor needed us to get the preapproval before we could tour houses with her, and in this competitive market; we wouldn’t dare place an offer on a house without having the preapproval from ChoiceOne Bank.
My name is Mike Burns and I am the Sales Manager for Grand Rapids Popcorn Co. My brother Tony and I are the third generation of family members to work at Grand Rapids Popcorn Co. When ChoiceOne Bank contacted Grand Rapids Popcorn to create a guest blog post I was excited. A chance to share my company with many other business professionals is awesome!
Topics: Commercial Loans
Ever since my husband and I graduated from Grand Valley State University (GVSU) it was our dream to move into a high-rise downtown apartment in the heart of Grand Rapids. Shortly after we launched our careers, our dream became a reality.
An interview with Jeff Zack, founder and owner of Z Supply LLC.
Topics: Living in Grand Rapids
At a time of year when we would all like to be thinking of autumn and all the abundance that this season brings, we need to be concerned with the profusion of breaches we have seen this year. Data security breaches are happening all the time, but 2017 has already become a noteworthy year for security breaches. Looking forward, there is every reason to believe these breaches will continue to increase. With October designated National Cyber Security Awareness Month, it’s a good time to take personal action.
ChoiceOne Bank, a community bank, provides financial services in ways that big national and regional banks cannot offer, especially with a first-time home mortgage. At ChoiceOne, our mortgage lenders live in the area, know the markets and are able to make all loan decisions locally.
Making the move to buy your first home brings anxiety and challenges. What can make the process smoother and reduce your concern is doing some upfront work when applying for a first mortgage. Some important first-time homebuyer’s tips, and steps to take on the road to homeownership include:
From paying bills to checking your accounts, Online Banking is a great feature. ChoiceOne Online Banking makes everything you do with your finances faster and easier. Online Banking is a convenient means of banking when you’re travelling, at home or in the office.
One of the most important steps you can take as a first-time homebuyer is to get a mortgage preapproval right away! In today’s competitive real estate market, there are fewer homes available for sale than there are buyers. This is called a sellers’ market which means more buyers are looking for homes with fewer choices. The power behind a preapproval lets the seller know you are serious and ready to go! Here are 7 homebuyer tips to help you jumpstart your mortgage process.
What is that exciting and unique idea you have burning in your mind? Is it an invention? Is it a way you can help others? Whatever you are passionate about, you can make a difference in West Michigan. The vibrant business-sphere of West Michigan flows through every corner, creating exciting opportunities for growth, but how can we keep entrepreneurial spirit alive in West Michigan and sustain the rapid growth?
Topics: Living in Grand Rapids