Grand Rapids Living - Cedar Springs Brewing Company

Posted by David Ringler on Aug 16, 2017 10:00:00 AM

I had witnessed the brewing industry evolve from the late 80’s, when the U.S. had hit a low of 44 brewing companies in the entire country, as a few small operators began to sprinkle the landscape. By the time I had become involved in brewing professionally in Germany in 1994, there were a handful of breweries in Michigan. I knew the proprietor at Kalamazoo Brewing, now Bell’s Brewery, and a few others had started by the time I moved “home” from the state of Bavaria, in Germany, in 1996. I had thought about starting a brewery in those days, but was often told “it would never work in West Michigan” at the time and I figured someone would open a German or Bavarian themed brewery in the area. By 2013, despite the local reputation as “Beer City, USA,” no one had done so.

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Topics: Living in Grand Rapids, Commercial Loans

Four Ways to Avoid Common Loan Mistakes

Posted by Gary Hall on Jul 10, 2017 10:00:00 AM

When it’s time to start looking for your dream home, you must act quickly and smartly in our competitive real estate market today. Here are four ways to avoid common loan mistakes to keep you in the competitive game of buying a home!

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Topics: Mortgage

West Michigan Has Emerged as Michigan’s Economic Power House and Vacation Playground

Posted by Gary Hall on Jul 7, 2017 10:00:00 AM

Grand Rapids, Michigan’s second-largest city, has been at the center of strong economic growth in West Michigan, and it continues to show that growth will continue into the future according to the latest census date. The city is home to five of the world's leading office furniture companies and is nicknamed the Furniture City. But what is giving the city national notoriety is being named: “Beer City.”

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Topics: Mortgage, Living in Grand Rapids

When it Comes to Vacation Homes — West Michigan is Michigan’s Best Kept Secret

Posted by Gary Hall on Jun 29, 2017 10:00:00 AM

If you grew up in Michigan, you most likely went to a summer cottage on a lake in your childhood. Now, it’s a dream for many to own a vacation home. And most likely your first thought is northern Michigan. A great area for sure, but not the only one. West Michigan near Grand Rapids, but pushing west to northwest - out of the city -has some real gems worth finding.

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Topics: Mortgage

20-Minute and 28-Day Mortgages

Posted by Gary Hall on Jun 27, 2017 1:30:00 PM

We make you a strong buyer with our 20-Minute Pre-Approval and 28-Day Closing.

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Topics: Mortgage

First Time Home Buyer Tips: Reducing Stress

Posted by Gary Hall on Jun 20, 2017 9:55:00 AM


Ever hear the 3 tips when shopping for real estate? Location, location, location? 
Well here are three tips to reduce stress when shopping for a new home. Education, education, education! Shopping for your first home and applying for your first mortgage can feel overwhelming and cause a lot of stress. Learning all you can upfront will definitely help relieve much of your stress.

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Topics: Mortgage

Work with ChoiceOne Bank to Get a Mortgage in Grand Rapids

Posted by Gary Hall on Jun 12, 2017 10:00:00 AM

Getting a mortgage is a big step in your financial journey. It’s a financial decision that may cause you to feel overwhelmed especially when trying to determine the best areas to buy a home in Grand Rapids. Perhaps you’ve found the home you love and want to make an offer but you don’t look like a serious buyer because you haven’t been pre-approved yet.

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Topics: Mortgage

Interpreting 4 Types of Popular Home Loans

Posted by Gary Hall on Jun 9, 2017 10:00:00 AM

Four of the most popular types of Home Loans include Construction, FHA, Conventional, and Rural Development/RD. But what makes these loans different? And what option is best for you when looking to buy or build your home? Here’s a brief description of each loan category…

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Topics: Mortgage

Understanding Your Credit Score

Posted by Gary Hall on Jun 7, 2017 10:00:00 AM

Understanding Your Credit Score

Applying for credit involves commitment and discipline. Whether it’s a credit card, car loan, or a mortgage, lenders want to know that you are likely to repay your loan and make payments on time. To determine if you are a good credit risk, lenders examine your credit score whenever you apply for a loan. Your credit score or FICO (Fair Isaac Corporation) is an important factor in determining whether lenders will approve your loan application and, if you are approved, the cost of your loan. Other factors that can affect your loan application include your income and employment history.

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Topics: Mortgage

Thinking of Buying a Home? Protect Yourself from Personal Wire Scams with these 8 Safety Tips

Posted by Gary Hall on Jun 6, 2017 11:16:16 AM

Imagine you are ready to buy your dream home and you falsely wire your funds to a crook! Unfortunately, this is a wire scam that is happening across the country today and the fraudsters are getting personal.

As the local community bank, ChoiceOne Bank helps customers reach the American dream of owning a home. Unfortunately, real estate wire scams are happening across the country today and the fraudsters are getting personal with bogus emails that appear to be from a trusted source.

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Topics: Mortgage, Online Safety